Profile: Monica Rule

Profile: Monica Rule

In 1985, she sat for a data-entry operator test and landed a job with the Australian Taxation Office (ATO) in Perth WA at the base level of a Public Servant Level one. She then discovered her work life was no different to her real life in that because of the colour of...
Beware of Joint Venture Agreements

Beware of Joint Venture Agreements

A typical example of a Joint Venture Agreement (JVA) follows: • The members of the SMSF need additional capital to purchase properties from unrelated parties. The members with the assistance of their advisers organise a written JVA between their SMSF and themselves....
Brave new world

Brave new world

“These were the days before computers, so I had to work with raw data and statistics!” Working with data for most of her life, it was only natural for Amanda to move in to the digital realm, where data and statistics are now being used to form comprehensive digital...
SMSF pensions, are they really tax-free?

SMSF pensions, are they really tax-free?

One of the greatest misconceptions relating to self-managed superannuation funds (SMSFs), or any superannuation fund for that matter, is that funds with members receiving pensions do not pay tax on the income generated from the pension assets. The fact is this is not...
Set your targets

Set your targets

“The skills I pass on to my clients are not just focus and determination but discipline. You need all three to thrive. I had just one KPI when I was a junior Archer- to win. If my clients pick up on that then they will be much more successful.” Since establishing in...